What Coverage Can You Get After a DUI 

A DUI conviction typically signals to insurers that a driver poses a higher risk. As a result, your current policy may be canceled or not renewed. If it remains active, you may see a significant increase in your premium.

You’ll typically be required to file an SR-22. These forms are not insurance policies, but serve as proof that you carry the minimum liability coverage required by law.

Some companies specialize in high-risk policies and may offer coverage tailored to your situation. These policies often come with higher premiums and fewer discounts, but they can help you stay legally insured while you work to rebuild your driving history.

Types of Coverage That May Be Available

After a DUI, the types of coverage available to you may include:

• Liability coverage can help pay for third-party accident-related medical costs and property damage. Georgia drivers must maintain this to meet legal driving requirements.
• Comprehensive and collision coverage can help cover damage to your vehicle due to an accident or other covered event.
• Uninsured/underinsured motorist coverage can help pay for your accident-related expenses if you’re in an accident with an at-fault driver who doesn’t have adequate insurance.
• Medical payments coverage may help cover medical expenses for you and your passengers after an accident.

Some insurers may also offer add-ons like roadside assistance, gap insurance, auto glass coverage and rental reimbursement.

Contact Us

If you’ve recently had a DUI and are exploring your insurance options, contact Express Insurance Services for a personalized quote.

This blog is intended for informational and educational use only. It is not exhaustive and should not be construed as legal advice. Please contact your insurance professional for further information.