Renters Insurance in Norcross, GA
While your landlord’s policy may cover the building, it does not extend to your personal belongings or provide liability coverage for you as a tenant. Renters insurance can help tenants in Georgia recover from losses caused by events such as fire, theft, vandalism or certain types of water damage.
What Does Renters Insurance Cover?
A standard renters insurance policy may include the following:
- Liability coverage may help cover legal expenses and damages if you are found responsible for injuries to others or accidental damage to someone else’s property.
- Personal property coverage may apply to your belongings, such as furniture, electronics, clothing and other personal items, if they are damaged or stolen.
- Additional living expenses coverage may help with temporary housing and extra costs if your rental becomes uninhabitable due to a covered loss.
Who Should Get This Policy?
Anyone renting a house, apartment or condo may find value in renters insurance. This policy is available to a wide range of tenants, including:
- Students
- Young professionals
- Families
In many areas, landlords may also require renters insurance as part of the lease agreement.
How Much Does It Cost?
The cost and coverage of your policy can depend on several factors, including:
- The value of your personal property
- The amount of liability coverage you choose
- Your location and the risks associated with your area
- Any extra coverage, such as that for valuable items
How Express Insurance Services Can Help
At Express Insurance Services, we help renters in Norcross, GA compare insurance options and answer questions about coverage and costs. Contact us to receive a free quote or learn more.